Know where your regulated
data lives, who touched it,
and whether it is readable.
Data obligations in this market have hardened fast.
The NDPA and GAID in Nigeria, Act 843 in Ghana, Kenya’s Data Protection Act, and CBN expectations on payment data localisation. Meeting them has less to do with policy documents than with instrumentation. Monitor the database layer, encrypt what matters, hold the keys properly, and be able to show an auditor exactly what happened.