{"id":11,"date":"2026-06-10T09:24:19","date_gmt":"2026-06-10T09:24:19","guid":{"rendered":"https:\/\/victornwadinobi.com\/abgajo\/?page_id=11"},"modified":"2026-06-12T14:20:45","modified_gmt":"2026-06-12T14:20:45","slug":"how-it-works","status":"publish","type":"page","link":"https:\/\/victornwadinobi.com\/abgajo\/how-it-works\/","title":{"rendered":"How It Works"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11\" class=\"elementor elementor-11\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42ca90f e-con-full e-flex e-con e-parent\" data-id=\"42ca90f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-b92f802 e-con-full e-flex e-con e-child\" data-id=\"b92f802\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5470bc7 e-con-full e-flex e-con e-child\" data-id=\"5470bc7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c5c7fef e-con-full e-flex e-con e-child\" data-id=\"c5c7fef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5009a93 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"5009a93\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;zoomIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90cecdf elementor-widget elementor-widget-heading\" data-id=\"90cecdf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How it works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-feb3cc8 e-con-full e-flex e-con e-child\" data-id=\"feb3cc8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c532816 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"c532816\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">From cluster to payout - automated, <br>verified and transparent.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d4622e elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5d4622e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;xpro-anim-mask-from-right&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Seven simple steps to access structured capital with<br \/>your trusted community.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c038335 e-con-full e-flex e-con e-child\" data-id=\"c038335\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-05e3bad e-con-full e-flex e-con e-child\" data-id=\"05e3bad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c4f9e09 e-con-full e-flex e-con e-child\" data-id=\"c4f9e09\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b07607d e-con-full elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con e-child\" data-id=\"b07607d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b994ad e-con-full e-flex e-con e-child\" data-id=\"1b994ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2713114 e-con-full e-flex e-con e-child\" data-id=\"2713114\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aed310a elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"aed310a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"44\" height=\"39\" src=\"https:\/\/victornwadinobi.com\/abgajo\/wp-content\/uploads\/2026\/06\/SVG-10.png\" class=\"attachment-full size-full wp-image-498\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cluster Formation<\/h3><p class=\"elementor-image-box-description\">Members voluntarily form trusted funding clusters of 54 participants.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-035cfb9 e-con-full e-flex e-con e-child\" data-id=\"035cfb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fea0db elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"7fea0db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"63\" height=\"63\" src=\"https:\/\/victornwadinobi.com\/abgajo\/wp-content\/uploads\/2026\/06\/SVG-9.png\" class=\"attachment-full size-full wp-image-352\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Funding Goal Agreement<\/h3><p class=\"elementor-image-box-description\">The cluster agrees on weekly target, contribution amount, disbursement order and duration.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a0b18c e-con-full e-flex e-con e-child\" data-id=\"6a0b18c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ecb23c elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"4ecb23c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"42\" height=\"39\" src=\"https:\/\/victornwadinobi.com\/abgajo\/wp-content\/uploads\/2026\/06\/SVG-15.png\" class=\"attachment-full size-full wp-image-501\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Verification<\/h3><p class=\"elementor-image-box-description\">BVN, NIN, facial recognition, guarantor validation and cashflow assessment.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a91d8d e-con-full e-flex e-con e-child\" data-id=\"9a91d8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79cd91e elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"79cd91e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"42\" height=\"36\" src=\"https:\/\/victornwadinobi.com\/abgajo\/wp-content\/uploads\/2026\/06\/SVG-12.png\" class=\"attachment-full size-full wp-image-497\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Wallet Linking<\/h3><p class=\"elementor-image-box-description\">Members connect bank accounts, debit cards or digital wallets.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8680535 e-con-full e-flex e-con e-child\" data-id=\"8680535\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a97bcf3 elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"a97bcf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"39\" height=\"41\" src=\"https:\/\/victornwadinobi.com\/abgajo\/wp-content\/uploads\/2026\/06\/SVG-13.png\" class=\"attachment-full size-full wp-image-496\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Automated Weekly Contributions<\/h3><p class=\"elementor-image-box-description\">Agbajo deducts weekly contributions automatically \u2014 no chasing, no missed payments.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62666ac e-con-full e-flex e-con e-child\" data-id=\"62666ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e45dc9f elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"e45dc9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"48\" height=\"50\" src=\"https:\/\/victornwadinobi.com\/abgajo\/wp-content\/uploads\/2026\/06\/SVG-14.png\" class=\"attachment-full size-full wp-image-495\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Weekly Beneficiary Payout<\/h3><p class=\"elementor-image-box-description\">One member receives a lump-sum payout every week of the cycle.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f7fb1a e-con-full e-flex e-con e-child\" data-id=\"6f7fb1a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c81887c elementor-position-left elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"c81887c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"42\" height=\"36\" src=\"https:\/\/victornwadinobi.com\/abgajo\/wp-content\/uploads\/2026\/06\/SVG-12.png\" class=\"attachment-full size-full wp-image-497\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Renew or grow<\/h3><p class=\"elementor-image-box-description\">Roll into a new cycle at the same level, or scale up your contribution and funding target.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53adafa e-con-full e-flex e-con e-child\" data-id=\"53adafa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9ae2951 elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"9ae2951\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cycle Completion<\/h3><p class=\"elementor-image-box-description\">The process continues until every member receives their scheduled payout within the agreed cycle.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc6e34c e-con-full e-flex e-con e-parent\" data-id=\"cc6e34c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ecf1c6a e-con-full e-flex e-con e-child\" data-id=\"ecf1c6a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-98fef72 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"98fef72\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;xpro-anim-mask-from-left&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78ca707 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"78ca707\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ready to see the plans?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f66dfc8 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"f66dfc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;xpro-anim-mask-from-right&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tThree plans, one structure \u2014 built for traders, SMEs and growing<br> businesses.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e91c4f8 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"e91c4f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;xpro-anim-mask-from-left&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c018b71 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c018b71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-pulse-shrink\" href=\"https:\/\/victornwadinobi.com\/abgajo\/funding-plans\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Funding Plans<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>How it works From cluster to payout &#8211; automated, verified and transparent. Seven simple steps to access structured capital withyour [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":34,"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/pages\/11\/revisions"}],"predecessor-version":[{"id":683,"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/pages\/11\/revisions\/683"}],"wp:attachment":[{"href":"https:\/\/victornwadinobi.com\/abgajo\/wp-json\/wp\/v2\/media?parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}